.skip{z-index:200;background:var(--navy);color:#fff;font-family:var(--mono);border-radius:0 0 10px;padding:12px 18px;font-size:.8rem;position:absolute;top:0;left:-999px}.skip:focus{left:0}.section{padding:var(--pad) 0}.section--navy{background:linear-gradient(165deg,var(--navy),var(--navy-deep));color:#fff}.section--mist{background:var(--mist)}.section--paper{background:var(--paper)}.section--navy .eyebrow{color:var(--blue-bright)}h1,h2,h3{font-family:var(--display);letter-spacing:-.01em;color:var(--ink);font-weight:500;line-height:1.08}.section--navy h1,.section--navy h2,.section--navy h3{color:#fff}h1{font-size:clamp(2.5rem,5.4vw,4rem)}h2{font-size:clamp(2rem,3.6vw,2.85rem)}h3{letter-spacing:0;font-size:1.28rem}em.hi{color:var(--blue);font-style:italic;font-weight:500}.section--navy em.hi{color:var(--blue-lift)}.lede{color:var(--muted);max-width:46ch;margin-top:22px;font-size:1.16rem}.section--navy .lede{color:#c9dcf0}.mono{font-family:var(--mono);font-variant-numeric:tabular-nums}.section--navy .btn-ghost{color:#fff;border-color:#ffffff47}.section--navy .btn-ghost:hover{border-color:#fff}.hero{background:linear-gradient(180deg,var(--mist) 0%,var(--paper) 100%)}.hero-grid{grid-template-columns:1.05fr .95fr;align-items:start;gap:56px;display:grid}.hero-grid>:last-child{align-self:center}.hero .eyebrow{display:block}.hero-cta{flex-wrap:wrap;gap:14px;margin-top:34px;display:flex}.readout{background:var(--paper);border:1px solid var(--border);width:100%;max-width:440px;box-shadow:0 24px 60px -32px color-mix(in srgb, var(--navy) 40%, transparent);border-radius:16px;margin-left:auto;padding:22px 24px}.readout-head{justify-content:space-between;align-items:center;margin-bottom:14px;display:flex}.tag{font-family:var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);border:1px solid var(--border);border-radius:999px;padding:4px 10px;font-size:.62rem}.stage-label{font-family:var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-size:.68rem}.stage-num{font-family:var(--mono);color:var(--navy);letter-spacing:-.02em;font-size:2.05rem;font-weight:500}.split{flex-direction:column;gap:11px;margin-top:4px;display:flex}.readout-foot{border-top:1px solid var(--border);justify-content:space-between;align-items:flex-end;gap:12px;margin-top:14px;padding-top:12px;display:flex}.freedom-num{font-family:var(--mono);color:var(--green);letter-spacing:-.02em;font-size:2rem;font-weight:600;line-height:1}.va-topline{justify-content:space-between;align-items:flex-start;gap:14px;display:flex}.va-topline .stage-num{margin-top:2px;font-size:1.75rem}.va-tl-right{text-align:right;min-width:0}.va-income{color:var(--green)}@media (width<=400px){.va-topline .stage-num{font-size:1.45rem}}.va-bar{background:var(--mist);border:1px solid var(--border);border-radius:99px;height:12px;margin:12px 0 8px;position:relative;overflow:hidden}.va-fill{background:linear-gradient(90deg,var(--blue),var(--green));border-radius:99px;width:0;height:100%}.va-anchors{justify-content:space-between;gap:12px;display:flex}.va-anchor{flex-direction:column;gap:2px;display:flex}.va-anchor.right{text-align:right}.va-a-lab{font-family:var(--mono);letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-size:9.5px}.va-anchor b{color:var(--navy);font-family:var(--mono);font-size:14px;font-weight:600}.va-drivers{gap:7px;display:grid}.va-driver{color:var(--muted);align-items:center;gap:11px;font-size:14px;transition:color .3s;display:flex}.va-driver.on{color:var(--ink)}.va-driver .d-check{border:2px solid var(--border);border-radius:50%;flex:none;width:19px;height:19px;transition:background .3s,border-color .3s;position:relative}.va-driver.on .d-check{background:var(--green);border-color:var(--green)}.va-driver.on .d-check:after{content:"";border:2px solid #fff;border-width:0 2px 2px 0;width:4px;height:8px;position:absolute;top:2.5px;left:5.5px;transform:rotate(45deg)}.mw-slider-wrap{margin-top:14px}.va-pct{text-align:right}.va-pct b{color:var(--navy);margin-top:4px;font-size:1.15rem;font-weight:600;display:block}.mw-slider-lab{font-family:var(--mono);letter-spacing:.05em;text-transform:uppercase;color:var(--muted);justify-content:space-between;align-items:baseline;margin-bottom:9px;font-size:11px;display:flex}.mw-slider-lab b{color:var(--navy);font-size:13px;font-weight:600}.mw-slider{appearance:none;background:#e7eef6;border-radius:999px;outline:none;width:100%;height:6px;margin:0}.mw-slider::-webkit-slider-thumb{appearance:none;background:var(--navy);cursor:grab;border:3px solid #fff;border-radius:50%;width:22px;height:22px;transition:transform .12s;box-shadow:0 2px 9px #0f487f66}.mw-slider:active::-webkit-slider-thumb{cursor:grabbing;transform:scale(1.12)}.mw-slider::-moz-range-thumb{background:var(--navy);cursor:grab;border:3px solid #fff;border-radius:50%;width:22px;height:22px;box-shadow:0 2px 9px #0f487f66}.mw-slider:focus-visible{outline:2px solid var(--blue);outline-offset:4px;border-radius:999px}.contrast-grid{grid-template-columns:1fr 1fr;gap:24px;margin-top:46px;display:grid}.panel{background:#ffffff0a;border:1px solid #ffffff1f;border-radius:18px;padding:30px}.panel.with{background:color-mix(in srgb, var(--blue-lift) 7%, transparent);border-color:color-mix(in srgb, var(--blue-lift) 28%, transparent)}.chip{font-family:var(--mono);letter-spacing:.13em;text-transform:uppercase;border-radius:999px;align-items:center;gap:7px;margin-bottom:18px;padding:5px 11px;font-size:.66rem;font-weight:500;display:inline-flex}.chip.caution{background:var(--amber-soft);color:var(--amber)}.chip.good{background:var(--green-soft);color:var(--green)}.panel h3{color:#fff;margin-bottom:16px}.panel ul{flex-direction:column;gap:13px;list-style:none;display:flex}.panel li{color:#c9dcf0;gap:11px;font-size:.98rem;line-height:1.45;display:flex}.panel li .mk{border-radius:50%;flex:none;place-items:center;width:18px;height:18px;margin-top:2px;font-size:.7rem;font-weight:700;display:grid}.panel li .mk.x{background:color-mix(in srgb, var(--amber) 18%, transparent);color:var(--amber-lift)}.panel li .mk.v{background:color-mix(in srgb, var(--green) 20%, transparent);color:var(--green-lift)}.head-center{text-align:left;max-width:62ch;margin:0}.head-center .lede{margin-left:0;margin-right:auto}.cards{grid-template-columns:repeat(3,1fr);gap:22px;margin-top:52px;display:grid}@media (width>=1101px){#cover .cards{grid-template-columns:repeat(4,1fr)}}@media (width>=921px) and (width<=1100px){#cover .cards{grid-template-columns:repeat(2,1fr)}}#cover .card,#how-it-works .card{position:relative}@media (hover:none),(pointer:coarse){#how-it-works .xgrid .card:not(.is-open):hover,#cover .xgrid .card:not(.is-open):hover{box-shadow:none!important}}.card-num{font-family:var(--mono);letter-spacing:.16em;color:var(--blue);font-size:.74rem;font-weight:500}.ba-faqs{gap:0;max-width:820px;margin-top:44px;display:grid}.ba-faq{border-top:1px solid var(--border);padding:22px 0}.ba-faq:last-child{border-bottom:1px solid var(--border)}.ba-faq h3{margin:0 0 8px;font-size:1.12rem}.ba-faq p{color:var(--muted);margin:0;font-size:.98rem;line-height:1.65}.ba-fine{color:var(--muted);max-width:820px;margin:26px 0 0;font-size:.82rem;line-height:1.6}.card h3{margin:14px 0 9px}.card p{color:var(--muted);font-size:.96rem}.row{grid-template-columns:1fr 1fr;align-items:center;gap:60px;display:grid}.row+.row{margin-top:var(--pad)}.row.flip .row-media{order:-1}.row-text h2{margin-bottom:18px}.row-text p{color:var(--muted);margin-bottom:14px;font-size:1.04rem}.section--mist .row-text p{color:var(--muted)}.data{background:var(--paper);border:1px solid var(--border);border-radius:18px;padding:30px;box-shadow:0 18px 50px -34px #0f487f66}.data-head{justify-content:space-between;align-items:center;margin-bottom:22px;display:flex}.data-title{font-family:var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-size:.7rem}.dbar{margin-bottom:18px}.dbar:last-child{margin-bottom:0}.dbar-top{justify-content:space-between;align-items:baseline;margin-bottom:7px;display:flex}.dbar-name{color:var(--ink);font-size:.9rem}.dbar-top{gap:14px}.dbar-val{font-family:var(--mono);color:var(--navy);flex:none;font-size:.88rem;font-weight:500}.dbar-track{background:var(--mist);border-radius:99px;height:11px;overflow:hidden}.dbar-fill{background:var(--blue);border-radius:99px;width:0;height:100%;transition:width 1.2s cubic-bezier(.22,1,.36,1)}.dbar-fill.alt{background:var(--silver)}.dbar-fill.peak{background:var(--green)}.meter{margin-top:20px}.meter-track{background:var(--mist);border:1px solid var(--border);border-radius:99px;height:14px;overflow:hidden}.meter-fill{background:linear-gradient(90deg,var(--amber),var(--gold),var(--green));width:0;height:100%;transition:width 1.3s cubic-bezier(.22,1,.36,1)}.meter-foot{font-family:var(--mono);color:var(--muted);justify-content:space-between;margin-top:8px;font-size:.7rem;display:flex}.stack{border:1px solid var(--border);border-radius:9px;height:34px;margin-bottom:18px;display:flex;overflow:hidden}.stack span{height:100%}.stack-legend{grid-template-columns:1fr 1fr;gap:10px 18px;display:grid}.leg{color:var(--muted);align-items:center;gap:9px;font-size:.85rem;display:flex}.leg .sw{border-radius:3px;flex:none;width:11px;height:11px}.leg .lv{font-family:var(--mono);color:var(--navy);margin-left:auto;font-size:.82rem}.cta-band{padding:42px 0}.cta-band .wrap{justify-content:center;display:flex}.cta-wrap{text-align:center;max-width:54ch;margin:0 auto}.cta-wrap .lede{margin:18px auto 30px}.cta-final{background:linear-gradient(165deg,var(--navy),var(--navy-deep));color:#fff}.cta-final .eyebrow{color:var(--blue-bright)}.cta-final h2{color:#fff}.cta-final h2 .hi,.cta-final h2 em{color:var(--blue-bright)}.cta-final .lede{color:#c9dcf0}.cta-final .btn-primary{color:var(--navy);background:#fff;border-color:#fff}.cta-final .btn.btn-primary:hover{color:var(--navy)!important;background:#eaf1fa!important;border-color:#eaf1fa!important;transform:translateY(-2px)!important;box-shadow:0 14px 30px -12px #0000004d!important}@media (width<=920px){.hero-grid{grid-template-columns:1fr;gap:40px}.row{grid-template-columns:1fr;gap:34px}.row.flip .row-media{order:0}.cards{grid-template-columns:repeat(2,1fr)}.contrast-grid{grid-template-columns:1fr}}@media (width<=560px){.cards{grid-template-columns:1fr}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important;animation:none!important}.reveal{opacity:1!important;transform:none!important}}.btn.btn-primary:hover,.btn.btn-primary.mw-cta:hover{background:var(--navy-deep);transform:translateY(-2px)}@media (width<=900px){.hero-grid,.contrast-grid,.cards,.row,.stack-legend,.foot-top{grid-template-columns:1fr!important}.row.flip .row-media{order:0!important}.row-media,.readout{width:100%;max-width:460px;margin-left:auto;margin-right:auto}}.rps-fees{grid-template-columns:1fr 1fr;align-items:start;gap:60px;display:grid}.rps-fees .row-text p{color:var(--muted);margin-bottom:14px;font-size:1.04rem}.rps-table{border-collapse:collapse;width:100%;font-size:14px}.rps-table th,.rps-table td{text-align:left;border-bottom:1px solid var(--border);padding:9px 16px 9px 0}.rps-table th:last-child,.rps-table td:last-child{padding-right:0}.rps-table thead th{font-family:var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--blue);font-size:10.5px;font-weight:500}.rps-table tbody th{color:var(--ink);white-space:nowrap;font-weight:500}.rps-table td{font-family:var(--display);color:var(--navy);font-size:17px}.rps-note{color:var(--muted);margin-top:16px;font-size:.88rem;line-height:1.6}.rps-note a,.ba-fine a{color:var(--blue);text-underline-offset:2px;text-decoration:underline}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.plan-types{flex-wrap:wrap;gap:8px;margin-top:4px;display:flex}.plan-types span{font-family:var(--mono);letter-spacing:.06em;color:#fff;border:1px solid #ffffff38;border-radius:999px;padding:6px 12px;font-size:.72rem}@media (width<=920px){.rps-fees{grid-template-columns:1fr;gap:34px}}