Are You A Fiduciary

Yes. I am a professional entrusted to manage assets and wealth while putting your interest first at all times. I disclose any conflict to you before and during our engagement. I also have adopted and code of ethics, a signed fiduciary oath, and fully disclose how I'm compensated, which is a fee only.

What Are The Fees

EVOKE® Financial Life Planning

​(includes EVOKE® Financial Planning and Investment Management combined)

1.25% per year of assets under management
*minimum of $500,000 of investable assets*
​

EVOKE® Financial Planning

$1,200 one-time up front fee
+
2.5% of income as an annual retainer charged in either monthly or quarterly installments

Investment Management

​(includes Investment Management)
1% of of assets under management
*no minimum*

What Is Fee Only

Fee-only Financial Planners may be paid by retainer, as a percentage of assets under management (AUM), or as a flat fee. The way I charge is based on what is in your best interest and is most cost-effective for you.

What Is An Annual Retainer

An Annual Retainer is a fee I charge to engage in Financial Planning. This fee can be paid in monthly or quarterly installments. It is paid out of your cash flow, which is why we believe in having monthly or quarterly flexibility.

​Example:

​$240,000 (your current household income)

x

2.5% (annual retainer fee calculation for Financial Life Planning)
=
$6,000 (annual retainer fee for Financial Life Planning)

​This Annual Retainer can be paid in a:
monthly capacity ($6,000 / 12 = $500 a month)
or
quarterly capacity ($6,000 / 4 = $1,500 a quarter)
out of your cashflow.

What Is An AUM Fee

An Assets Under Management (AUM) fee is charged to the money I manage for you as a fiduciary. The fee is billed as a percentage of assets under management. The fee is charged in a quarterly capacity out of the accounts we manage for you at one of our approved custodians.

​Example:

​$100,000 (money you entrust me to manage for you as a fiduciary)
x
1% (annual AUM fee)
=
$1,000 (AUM Fee for the year)

​That $1,000 is then divided by 4 (the AUM Fee paid quarterly)
=
$250 (the AUM comes out of your account automatically quarterly)

Do You Pay For The First Meeting

No! In fact, you don't pay for the first two meetings. In my opinion, we need to understand if we are a fit. You are interviewing me as your planner and I am interviewing you as my client. Our relationship is not a transaction. It is a lifelong partnership. It needs to feel right for on both sides.

Our first meeting is an Intro Call and our second meeting is called Exploration. At the end of the Exploration meeting, I will quote the exact fee to work together. If we mutually agree that we are not a fit, I will recommend another fiduciary that better suits your needs. That is what a real fiduciary should do.

Why Should You Work With Me

My favorite question! The best answer I can give you is that I care and will care more than any other Financial Planner out there. I don't measure success by account performance. I measure success by if you and the people you care most about are living their best lives, while also planning for the future.

​The traditional answer, that might be just as important to you, is that I have over a decade of experience helping good people and families achieve what’s most important to them at prestigious firms such as Merrill Lynch, Morgan Stanley, and Goldman Sachs. I have also been featured and quoted in publications such as The Philadelphia Inquirer, The New York Times, MarketWatch, ABC, NBC, Fox News, Markets Insider, XY Planning Network, The Financial Planning Association, The Fee Only Network, PR Newswire and Ask.com.

I earned my Bachelor’s of Science degree in Finance from Penn State University and satisfied my CFP education requirement through the American College of Financial Services. I have also earned The Kinder Institute of Life Planning’s Registered Life Planner® designation. I’m currently enrolled at Yale School of Management’s Wealth Management Theory and Practice program to earn the Certified Private Wealth Advisor® advanced designation.

Do You Have To Come To My Office

No! Our meetings are Zoom-based with the latest security updates. You can stay safe in the comfort of your own home and we are able to have a productive and beautiful conversation.

Do You Work With Clients From Any State

Yes we do! We use the latest technology and security to work with our clients all over the United States.