Risk Assessment

How much investment risk fits you?

Thirteen quick questions to gauge your comfort with investment risk. There are no right or wrong answers, just pick what fits you best. You will see your result as soon as you finish, and everything you share is encrypted, stored securely, and never sold or shared with anyone outside my firm.

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The Assessment

Answer all thirteen questions. Choose the one response that best describes you.

Question 1

In general, how would your best friend describe you as a risk taker?

A real gamblerWilling to take risks after completing adequate researchCautiousA real risk avoider

Question 2

You are on a TV game show and can choose one of the following; which would you take?

$1,000 in cashA 50% chance at winning $5,000A 25% chance at winning $10,000A 5% chance at winning $100,000

Question 3

You have just finished saving for a “once-in-a-lifetime” vacation. Three weeks before you plan to leave, you lose your job. You would:

Cancel the vacationTake a much more modest vacationGo as scheduled, reasoning that you need the time to prepare for a job searchExtend your vacation, because this might be your last chance to go first-class

Question 4

If you unexpectedly received $20,000 to invest, what would you do?

Deposit it in a bank account, money market account, or insured CDInvest it in safe high-quality bonds or bond mutual fundsInvest it in stocks or stock mutual funds

Question 5

In terms of experience, how comfortable are you investing in stocks or stock mutual funds?

Not at all comfortableSomewhat comfortableVery comfortable

Question 6

When you think of the word “risk,” which of the following words comes to mind first?

LossUncertaintyOpportunityThrill

Question 7

Some experts are predicting prices of assets such as gold, jewels, collectibles, and real estate (hard assets) to increase in value; bond prices may fall. However, experts tend to agree that government bonds are relatively safe. Most of your investment assets are now in high-interest government bonds. What would you do?

Hold the bondsSell the bonds, put half the proceeds into money market accounts, and the other half into hard assetsSell the bonds and put the total proceeds into hard assetsSell the bonds, put all the money into hard assets, and borrow additional money to buy more

Question 8

Given the best and worst case returns of the four investment choices below, which would you prefer?

$200 gain best case; $0 gain/loss worst case$800 gain best case; $200 loss worst case$2,600 gain best case; $800 loss worst case$4,800 gain best case; $2,400 loss worst case

Question 9

In addition to whatever you own, you have been given $1,000. You are now asked to choose between:

A sure gain of $500A 50% chance to gain $1,000 and a 50% chance to gain nothing

Question 10

In addition to whatever you own, you have been given $2,000. You are now asked to choose between:

A sure loss of $500A 50% chance to lose $1,000 and a 50% chance to lose nothing

Question 11

Suppose a relative left you an inheritance of $100,000, stipulating in the will that you invest ALL the money in ONE of the following choices. Which one would you select?

A savings account or money market mutual fundA mutual fund that owns stocks and bondsA portfolio of 15 common stocksCommodities like gold, silver, and oil

Question 12

If you had to invest $20,000, which of the following investment choices would you find most appealing?

60% in low-risk investments, 30% in medium-risk investments, 10% in high-risk investments30% in low-risk investments, 40% in medium-risk investments, 30% in high-risk investments10% in low-risk investments, 40% in medium-risk investments, 50% in high-risk investments

Question 13

Your trusted friend and neighbor, an experienced geologist, is putting together a group of investors to fund an exploratory gold mining venture. The venture could pay back 50 to 100 times the investment if successful. If the mine is a bust, the entire investment is worthless. Your friend estimates the chance of success is only 20%. If you had the money, how much would you invest?

NothingOne month's salaryThree months' salarySix months' salary

Your information goes directly into our client records and is not shared with anyone outside the firm. This questionnaire measures self-reported risk tolerance and is not investment advice or a recommendation.

Thank you for completing the assessment.