Retirement Planning

Retirement Income Process, Strategies & Solutions

Create an effective retirement income plan and choose the appropriate retirement income strategies
Identify retirement income needs, objectives, and goals by evaluating your unique situation
Evaluate income tax, estate planning issues, retirement risks and other variables that affect retirement

Determine optimal age to claim Social Security
Evaluate factors to consider when determining an appropriate semi and full retirement age
Understand the role of annuities, if appropriate, in a retirement income plan
Decipher the complexities of employee and executive benefits, as well as the benefits of federal and military employees
Determine the different ways that life insurance can be used in planning and how to address the needs of a small business owner
Build a retirement income portfolio
Implement strategies based on the latest research ensuring retirement assets last a lifetime

Choose the appropriate tax-efficient distributions from retirement plans
Create a health expense budget and navigate the complexities of Medicare and other health care options
Prepare for the potential need for long-term care insurance
Navigate retirement housing decisions and address home equity strategies
Create and manage retirement income portfolios as appropriate