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Under the Iceberg
Dive into financial education with wealth planning tips for entrepreneurs and business owners.
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From the blog
August 19, 2026
The Working-Capital Peg That Quietly Shrinks Your Sale Check
The working-capital peg is a contractual adjustment mechanism in a business sale that compares your company's actual net working capital at closing to an agreed-upon target - usually the trailing 12-month average.
Read MoreAugust 18, 2026
When Your Business Won't Sell and You Still Need to Retire
Yes, you can retire even if the business doesn't sell - but it requires shifting the plan from "wait for sale proceeds" to "build income that doesn't depend on the sale." That typically means maximizing retirement account contributions while you're still running the business,...
Read MoreAugust 17, 2026
Is Your Business Big Enough for Private Equity to Care?
The short answer: Most private equity firms look seriously at businesses with at least $750,000 to $1 million in annual EBITDA , and a genuinely competitive multi-buyer process typically requires $2 million or more. But EBITDA threshold alone is not the full answer.
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