One plan, where your business and personal life finally reinforce each other.
You don't need another menu of services. You need someone to coordinate the moving parts you don't have time to orchestrate. Every area feeds the same plan.
"Fee-based" and "fee-only" are one word apart and not the same thing.
Fee-based
"I charge a fee."
And can still collect commissions on what is recommended. One word separates a fee from a fee plus whatever the product pays, and it is the word most people skim past.
Fee-only
"You are the only one who pays me."
No commissions, no product sales, no referral fees. When compensation is simple, incentives are simple, and you know that what you pay is the whole of what I receive.
Eight planning areas, run as one plan.
Not eight services you pick from. A move in your business and a move in your personal life are never decided in isolation, which is the whole reason they sit with one person. Each links to the page that covers it properly.
Tax
Forward-looking work on brackets, conversions and withdrawal order, done while the year is still open.
Retirement
A monthly number you can actually spend, with guardrails that say plainly when it should change.
Investments
A portfolio built to serve the plan, held at an independent custodian in your own name.
Estate
What you own, how it is titled, and who receives it. Documents are the last step, not the first.
Business
What the company is worth, what holds that value back, and what a sale would actually net.
Education
Funding college without quietly derailing the retirement that pays for the rest of your life.
Cash Flow
Every dollar with a job: spending, debt, reserves and what is left to save.
Insurance
The real exposure sized first, across death, disability, liability and long-term care.
Five steps, and the first one is free.
The EVOKE® process. Nothing moves and nothing changes until you decide it should, and I will tell you early if this is not a fit.
Exploration
A relaxed call. I listen, I do not pitch, and it costs nothing.
Vision
What the money is actually for, answered before any numbers are run.
Obstacles
What stands between the two, named honestly rather than talked around.
Knowledge
The work I go away and do: returns, statements, documents, the company.
Execution
The plan on one page, then the meetings that keep it moving.
My father's practice carried our whole family, and nobody planned for what came after.
That is the reason this firm works with owners and with people whose money is tied up in something they built. Watching a business hold up a household teaches you how much rides on decisions that never get made because nobody is responsible for making them.
So the work here is not investment selection with a plan attached. It is the plan first, in one page, and the portfolio built to serve it.
More About Me
Alan Rhode, CFP®, CPWA®, CVGA®, CEPA®, RLP®
Based in Blue Bell. Working with people anywhere.
The office is on Penllyn Blue Bell Pike, and a good share of the people I work with are in Montgomery, Chester and Bucks counties or across Greater Philadelphia. Meetings run by Zoom or phone rather than in a conference room, which is why plenty of my clients are nowhere near Pennsylvania and it makes no difference to the work.
Let's have a real conversation.
Book a free thirty minute call, by phone. No pitch, no obligation, just a clear read on where you stand and whether we're a fit. I'll even bring the one-page plan.
Schedule an Exploration Call