One plan, where your business and personal life finally reinforce each other.
You don't need another menu of services. You need someone to coordinate the moving parts you don't have time to orchestrate. Every area feeds the same plan.
One planEvery area connects to the same plan, so a move in your business and a move in your personal life are never made in isolation.
"Fee-based" and "fee-only" are one word apart and not the same thing.
Fee-based
"I charge a fee."
And can still collect commissions on what is recommended. One word separates a fee from a fee plus whatever the product pays, and it is the word most people skim past.
Fee-only
"You are the only one who pays me."
No commissions, no product sales, no referral fees. When compensation is simple, incentives are simple, and you know that what you pay is the whole of what I receive.
Nine planning areas, run as one plan.
Not nine services you pick from. A move in your business and a move in your personal life are never decided in isolation, which is the whole reason they sit with one person. Each links to the page that covers it properly.
Tax
Forward-looking work on brackets, conversions and withdrawal order, done while the year is still open.
Retirement
A monthly number you can actually spend, with guardrails that say plainly when it should change.
Investments
A portfolio built to serve the plan, held at an independent custodian in your own name.
Company Plans
The company retirement plan, run with a documented process and designed around your own savings as well as the team's.
Estate
What you own, how it is titled, and who receives it. Documents are the last step, not the first.
Business
What the company is worth, what holds that value back, and what a sale would actually net.
Education
Funding college without quietly derailing the retirement that pays for the rest of your life.
Cash Flow
Every dollar with a job: spending, debt, reserves and what is left to save.
Insurance
The real exposure sized first, across death, disability, liability and long-term care.
Five steps, and the first one is free.
The EVOKE® process. Nothing moves and nothing changes until you decide it should, and I will tell you early if this is not a fit.
Exploration
A relaxed call. I listen, I do not pitch, and it costs nothing.
Vision
What the money is actually for, answered before any numbers are run.
Obstacles
What stands between the two, named honestly rather than talked around.
Knowledge
The work I go away and do: returns, statements, documents, the company.
Execution
The plan on one page, then the meetings that keep it moving.
My father's practice carried our whole family, and nobody planned for what came after.
That is the reason this firm works with owners and with people whose money is tied up in something they built. Watching a business hold up a household teaches you how much rides on decisions that never get made because nobody is responsible for making them.
So the work here is not investment selection with a plan attached. It is the plan first, in one page, and the portfolio built to serve it.
More About Me
Alan Rhode, CFP®, CPWA®, CVGA®, CEPA®, RLP®
Based in Blue Bell. Working with people anywhere.
The office is on Penllyn Blue Bell Pike, and a good share of the people I work with are in Montgomery, Chester and Bucks counties or across Greater Philadelphia. I meet local clients in person when they prefer, and most meetings run by Zoom or phone, which is why plenty of my clients are nowhere near Pennsylvania and it makes no difference to the work.
In Blue Bell, by service: financial planning, retirement planning, tax planning, investment management, business advisory, and advice for business owners.
Choosing a financial advisor in Blue Bell.
Is Modern Wealth a fee-only financial advisor in Blue Bell?
Yes. Modern Wealth is an independent, fee-only fiduciary firm based in Blue Bell. You are the only one who pays me: no commissions, no product sales and no referral fees, so what you pay is the whole of what I receive. Here is more on what fee-only means.
Do you meet in person in Blue Bell?
Yes, if you prefer. I am based at 730 Penllyn Blue Bell Pike, Blue Bell, PA 19422, and I meet local clients in person. Most meetings run by Zoom or phone, which is also how I work with clients outside Pennsylvania.
Which towns near Blue Bell do you serve?
Across Montgomery County, including Blue Bell, Plymouth Meeting, Ambler, Lansdale, Fort Washington, Conshohocken, King of Prussia and Norristown, and more widely across Greater Philadelphia and Chester and Bucks counties. I also work virtually with clients across the United States.
How much does a financial advisor in Blue Bell cost?
It depends on the advisor and how they are paid, so ask anyone you speak to for the whole of their fee in writing. Mine is set out in full on my Fees page, and nobody else pays me for the advice.
Do you only work with business owners?
No. I work with individuals, retirees and business owners. Owners are a particular focus because a business ties so much of a household together, but the same plan-first process applies whether your wealth sits in a company, a retirement account or both.
More ways I work with people here
- Financial planner in Blue BellThe plan, and the process for building it
- Investment advisor in Blue BellHow portfolios are built and managed
- Retirement planning in Blue BellIncome, Social Security and withdrawals
- Tax planning in Blue BellBrackets, Roth conversions and Pennsylvania rules
- Business advisory in Blue BellGrowth, value and exit planning for owners
- For entrepreneurs in Blue BellPlanning built around a business you own
Let's have a real conversation.
Book a free thirty minute call, by phone. No pitch, no obligation, just a conversation about what you want and whether we're a fit.
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