Build a business a buyer would want.
Exit and value advisory for owners in Blue Bell and across Montgomery County. Most of what a company sells for is decided years before anyone makes an offer, by things that are entirely fixable while there is still time to fix them.
Same profit, different price
Multiples vary by industry, size and deal terms. These are an example of the mechanism, not a valuation of any company.
A valuation tells you where you stand. It does not tell you what to do.
A valuation report
"Your business is worth between X and Y."
A number, a date, and a binder. Accurate on the day it was produced and silent on the only question you actually have, which is what to change.
What you get here
"Here are the three things holding the multiple down, in order."
The same analysis, ranked by what moves the number most for the effort it takes, and revisited as the company changes rather than filed away.
Six things that decide the price.
None of them is the profit line, which is the part most owners spend their attention on and the part a buyer takes as given.
What it is worth, and on what basis
A defensible range from earnings and a multiple, with the discounts a buyer actually applies rather than the number a broker uses to win the listing.
How much of it is you
A company that cannot run without its owner is a job with inventory. Owner dependence is the single largest discount most buyers apply and the slowest one to fix.
Customer concentration
One client at forty percent of revenue is a risk the buyer prices, not one they ignore. Knowing the number before diligence does is worth more than any negotiating tactic.
The gap between earning and being worth
Two companies with identical profit can be worth very different amounts. The difference is transferability, and it is built over years rather than negotiated in weeks.
What the proceeds actually become
Fees, debt repaid at closing, escrow and tax stand between the headline price and the money you keep. The number that matters is the one after all four.
Readiness, scored rather than felt
Fourteen questions on what buyers look at, with your score and your biggest gaps the moment you finish. It takes a few minutes and it is free.
The company is not the plan. It is the biggest item in it.
For most owners in Montgomery County, half or more of everything they have is one illiquid asset they also work at. Advice about the business that ignores the household, or advice about the household that treats the business as a line item, both miss the thing that actually decides how this ends.
So the value work and the personal plan run together: what the company needs to reach, what a sale would actually net, and whether that funds the life you described. I hold the CEPA and CVGA credentials for the first part and the CFP and CPWA for the second. For the personal side on its own, see planning for entrepreneurs in Blue Bell.
Score Your Readiness
Alan Rhode, CFP®, CPWA®, CVGA®, CEPA®, RLP®
Based in Blue Bell. Working with owners anywhere.
I am in Blue Bell, in Montgomery County, and I work with owners across Greater Philadelphia, Chester and Bucks counties. I also work alongside your CPA, your attorney and your banker rather than around them, because a sale involves all of them and the worst outcomes come from advisers who never speak to each other.
Modern Wealth is not a business broker or an investment bank and does not represent companies in a sale. Valuation work here is for planning purposes and is not a formal opinion of value for tax, litigation or transaction use.
More ways I work with people here
- Financial advisor in Blue BellWho I am and how I work with people in Blue Bell
- Financial planner in Blue BellThe plan, and the process for building it
- Investment advisor in Blue BellHow portfolios are built and managed
- Retirement planning in Blue BellIncome, Social Security and withdrawals
- Tax planning in Blue BellBrackets, Roth conversions and Pennsylvania rules
- For entrepreneurs in Blue BellPlanning built around a business you own
Let's find out what it is worth, and why.
A free thirty minute call, by phone. No pitch and no obligation, just a conversation about what you want and whether we are a fit.
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